Today's Utah Mortgage Rates
Rates current as of 6/18/2026
Rates current as of 6/18/2026
Axent Funding is a Salt Lake City–based mortgage broker serving home buyers and homeowners across all of Utah, from St. George to Salt Lake City to Logan. As a broker, we shop multiple lenders on every loan, which means more program choices and more competitive Utah mortgage rates than a single bank can offer. Our fees run about 25% lower than many competitors, with no processing or junk fees, and we can close most loans in three weeks or less.
Whether you are buying your first home, moving up, refinancing, or investing, we help you compare conventional, FHA, VA, and jumbo options side by side and lock the rate and term that fit your budget. Use the buttons above for an instant rate quote, or call 801-576-9336 to speak with owner Michael Visser directly.
At Axent Funding we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you.
We are a Utah Mortgage Broker. We offer standard Conventional, FHA, Utah Housing / No Down Payment, VA, Jumbo Loans and Home Equity Lines. We also have niche loan products for Condotel, One-Time Close Construction, Home Remodel, Reverse Mortgage and Debt Consolidation. Click here on Loan Types for a complete list of all our loan programs.
We make sure our clients get the best support from our staff. We will walk you through the whole mortgage process and ensure your transactions close smoothly. We can close a loan in 3 weeks or less.
Our complete list of loans along with their detailed description will help you decide which loan is good for you.
We have put together some calculators to help you make sense of the numbers.
Here we tried to answer the most important questions you may have. For more answers call 801.576.9336.
Axent Funding is a Utah mortgage broker, not a bank. A bank can only offer its own loans, but as a broker we shop multiple lenders for every Utah loan, which usually means more program choices and better pricing on conventional, FHA, VA, and jumbo mortgages.
We offer conventional, FHA, VA, jumbo, and Utah Housing no-down-payment loans, plus refinances and niche programs like reverse mortgages, one-time-close construction, home remodel, and condotel loans across all of Utah.
Because we shop multiple lenders and charge no processing or junk fees, our total fees run about 25% lower than many competitors, which lowers both your rate and your closing costs.
We can close most Utah purchase and refinance loans in three weeks or less. Call 801-576-9336 for a free pre-approval, often within 24 hours.
We serve the entire state of Utah, from St. George to Salt Lake City to Logan, including Provo, Orem, Lehi, Ogden, Layton, Sandy, Draper, and more.
"Michael Visser took great care of us on our mortgage. On top of that, he gave us other business advice that was extremely helpful. He knows much more than just the mortgage business. And that is what sets him apart from the competition. Fantastic rate to boot!"
"Mike Visser with Axent Funding has done both my mortgage and my refinance on my house. He was referred to me by my real estate agent. My real estate agent sends most of her clients to Mike for mortgage processing. Both of the loans he has arranged for me have been very smooth. He always makes sure that I am aware of what is going on in the loan process. He made sure I stayed alert to action items I needed to complete to keep the loan process progressing. This last Refinance I thought it would take about a month but it only took 18 days from application to closing including weekends. I have gotten emails from Mike at 11:30 at night so I know he works long hours and weekends to keep the loan process short. I had shopped my refinance at other places and they charged a lot more in fees."
"We just closed on our home and I can say that Axent Funding was great to work with every step of the way. We had peace of mind and confidence throughout the entire process because of Michael's experience. Our confidence was validated when we closed on schedule without any surprises, with a great rate! Thanks Michael!"
• American Fork • Bountiful • Draper • Herriman • Layton • Lehi • Logan • Millcreek • Ogden • Orem • Provo • Riverton • Salt Lake City • Sandy • South Jordan • Spanish Fork • St. George • Syracuse • West Jordan • West Valley City