Axent Funding - Lowest Mortgage Rates in Utah

Home Remodel Mortgage

• Purchase: 5% down of after-remodel home value
• Refinance: Borrow up to 95% of after-remodel value for improvements
• Buy a home and remodel it before moving in
• No payments for up to 6 months if home not habitable
• Primary Residence 95%, 2nd Homes 80% and Rental 75% (single family)
• Conventional Loan
• 30 year fixed rate loan
• Contractor required
• Interest only payments during remodel
• Take up to 12 months to complete your remodel

Example of Primary Residence Purchase:

• Purchase Price: $300,000
• Remodel costs: $75,000
• Remodeled Value: $375,000
• Down payment= $18,750 (5% of the $375,000)
• Loan to buyer = $356,250 (95% of $375,000)
• Seller gets their $300,000
• Buyer gets $75,000 for the remodel ($56,250 from lender plus $18,750 down payment)

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What Clients Say About Us

"Michael Visser took great care of us on our mortgage. On top of that, he gave us other business advice that was extremely helpful. He knows much more than just the mortgage business. And that is what sets him apart from the competition. Fantastic rate to boot!"
Jim S.
"Mike Visser with Axent Funding has done both my mortgage and my refinance on my house. He was referred to me by my real estate agent. My real estate agent sends most of her clients to Mike for mortgage processing. Both of the loans he has arranged for me have been very smooth. He always makes sure that I am aware of what is going on in the loan process. He made sure I stayed alert to action items I needed to complete to keep the loan process progressing. This last Refinance I thought it would take about a month but it only took 18 days from application to closing including weekends. I have gotten emails from Mike at 11:30 at night so I know he works long hours and weekends to keep the loan process short. I had shopped my refinance at other places and they charged a lot more in fees."
Roger D.
"We just closed on our home and I can say that Axent Funding was great to work with every step of the way. We had peace of mind and confidence throughout the entire process because of Michael's experience. Our confidence was validated when we closed on schedule without any surprises, with a great rate! Thanks Michael!"
Bradley K.

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It's a great time to purchase your new home. Get the process started by applying with Axent Funding today!

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