Reverse Mortgage Loans

Reverse Mortgage Loans

• 62+ Years of age to be eligible
• No payments required for the rest of your life
• Receive monthly $ distribution to help with living expenses
• Receive a lump sum of cash to use however you want
• You remain the owner of the home for your whole life
• You can never be kicked out of your home
• Heirs keep the equity in the home after you have passed on
• Heirs do not have to pay the excess loan balance if you owe more than what the home is worth

• Non borrowing spouse can be younger than 62 years of age
• Surviving spouse can never be kicked out
• Surviving spouse will always remain owner of the home
• Payments continue as normal during surviving spouses life
• Heirs will get all the remaining equity in the home after loan is paid off
• If the loan balance exceeds the home value upon death, the bank eats it.
• Your kids will not be responsible for paying any of the loan back

Debunking 5 Myths of Reverse Mortgages Click here: https://blog.reversemortgage.org/2018/04/04/debunking-5-reverse-mortgage-myths/

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